FINANCING YOUR MACHINES?
Zoomlion Capital offers a wide range of financial solutions designed to meet various needs.
Take a moment to find out which product fits your business needs:
Our advice: Financial lease
What is it?
- With a financial lease, your company pays for the equipment during the lease term and acquires ownership following end of lease.
Benefits for the customer
- Level monthly payment
- Lessee owns equipment at the end of lease term
- Deduction of full rentals for tax consideration
- Payment of equipment over time
Payment
Purchase option
Our advice: Hire purchase
What is it?
- With a hire purchase option, your company pays for the equipment during the lease term and can purchase it at the end of lease for an amount specified at the beginning of the contract.
Benefits for the customer
- Fixed cost aids budgeting
- Operational ownership
- Conserves working capital
Payment
Purchase option
- Yes, predetermined amount
Our advice: Operating lease
What is it?
- With an operating lease your company pays rent for equipment use and has various options at the end of the lease.
Benefits for the customer
- Fixed cost aid budgeting
- Pay only for equipment use
- May provide tax benefits
- Conserves working capital
- At term end, equipment may be replaced with new unit
- Lower monthly payments
Payment
Purchase option
- Yes, fair marketing value
YOUR LEASE OPTIONS
Learn more about our most popular lease options below. Feel free to call our representative for more information or any questions you may have.
Financial Lease
With a financial lease, your company pays for the equipment during the lease term and acquires ownership following end of lease.
+Features
- Level monthly payment
- Deduction of full rentals for tax consideration
- Payment of equipment over time
- Lessee owns equipment at the end of lease term
+ Benefits
- Fixed costs aid budgeting
- Borrower takes full advantage of tax benefits
- Conserves working capital
Hire Purchase
With a Hire Purchase option your company can purchase the equipment for an amount specified at the beginning of the contract.
+Features
- Level monthly payments
- Option to purchase for a fixed price
- Payment of equipment over time
+ Benefits
- Fixed cost aids budgeting
- Operational ownership
- Conserves working capital
- Lower monthly payments
Operating Lease
With an operating lease your company pays rent for equipment use and has various options at the end of the lease.(Available only for a range of selected products. Kindly check with your local agent.)
+Features
- Level monthly payments
- At the end of lease you may purchase equipment, extend the lease, upgrade to a newer model or return the equipment.
- Lessee may claim payments as expense (subject to advice of your accountant)
- Pay only for equipment use
- May provide planned replacement
+ Benefits
- Fixed costs aid budgeting
- Operational ownership
- May provide tax benefits
- Conserves working capital
- At term end, equipment may be replaced with new unit
- Lower monthly payments
Alternative flexible options:
- 36-84 month terms
- Monthly or quarterly payments
- Variety of end-of-lease options
- Break-out options
- Balloon payments
- Step-up or Step-down payments
- Deferred payments and skipped billings
- Seasonal schedules
- Inclusion of insurance in monthly payments
